Federal Student Loan Programs

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Federal Family Education Loan Programs/Federal Stafford Loan

Long-term variable interest loans available through lending institutions. Eligible students enrolled on at least a half-time basis (six semester hours) may apply. Students must complete a Free Application for Federal Student Aid (FAFSA), be enrolled in at least six semester hours, and complete loan counseling before a loan application will be certified. Award amounts vary based on financial need, grade level, and other financial assistance. A promissory note must also be completed with the lender for the loan. Contact the financial aid officer on the campus of your choice for more information.

Federal PLUS

Non-need based loan program in which a parent may borrow up to the cost of attendance for each undergraduate student each year. Repayment of principal and interest begins within 60 days of disbursement of the loan. Contact the financial aid officer on the campus of your choice for more information. Apply at banks or credit unions. Students must apply for federal aid prior to certification of loan application.